Workmen’s Compensation
Workers are exposed to death / injuries / sickness arising from work related accidents or from exposure to dangerous chemicals and gases at work. Worker’s compensation (WC) insurance provides compensation to Employees / Legal heirs for any death, bodily injury, or sickness of an employee arising out of or during the course of his employment, as per relevant Labour Laws. In the UAE, Workers are protected by the provisions under UAE Federal Law No. 8 of 1980 (and subsequent amendments). The WC Policy indemnifies the Employer against all such sums payable under Law.
In many instances, Employees / Legal heirs may sue the Employer for additional compensation, over and above the compensation awarded to them under the relevant Labour Law(s), on grounds of Employer’s Negligence. In such eventualities, a suitably designed Employers’ Liability Insurance provides the required protection against additional compensation if any, plus approved legal expenses thus awarded by the courts.
Contact us to design a suitable policy to cover your Workmen’s Compensation and Employers’ Liability exposures.